(no subject)

[badseed1980]

I just set up my 401K. W00t! 5% of my pre-tax pay, and it will be fully matched by MIT. Yeah! Now I'm filling out the beneficiary stuff.

Last night at Gargoyles was AWESOME. My meal:

Appetizer: pan-seared sea scallops with maple aioli, tabasco-soaked cherries (more subtle than you'd think), applewood-smoked bacon, and a garnish of...clover sprouts, maybe? Some sort of seed sprouts.

Entree: honey & hoisin glazed duck confit with sweet sticky rice, mango, cashews, and young coconut milk

Dessert: cinnamon chocolate cake with butterscotch chip ice cream

Holy tasty yummy treats, Batman! We had a nice dirty martini with our sourdough bread before the food came, too. After that, we went home to watch Monty Python's Flying Circus and drink scotch, with a glass of the Good Stuff set on Hekate's shrine (so she could help with bringing it to the other world for sarum to enjoy).

Tonight is Pagans' Night Out, if anyone is interested in going! Any takers?

Comments

Great News!

[wild-place-king.livejournal.com]

now that you are a participant in MITs 401(k), ask for a "Gap Report." That will show you how much money you will have when you eventually retire. Yeah, yeah, that is a long time away! All the better. Statistics show that people will need approximately 75% of their last year's earnings each year in retirement (age 67 salary x 75%) Again, they will need that amount every year in retirement. The Gap Report will show you how well your current deferrals plus employer contribution will add up to what you will need. If there is a shortfall, you can more easily make it up NOW with a SMALL increase in deferrals, rather LATER with a LARGE increase in deferrals. Your choice: pay now and fly later or the opposite. I work in the business and this is what I talk to our clients about every day. BTW, congratulations! Most your people don't even think about retirement until its too late. You are ahead of the curve.

Re: Great News!

[badseed1980.livejournal.com]

I've also got a Roth IRA set up, as well as a pension here at MIT. I even have a small SEP IRA set up with my old employer, which I'm leaving where it is because it'll just cost me in taxes to move it elsewhere.

Re: Great News!

[badseed1980.livejournal.com]

Nope. I asked. They told me that it would cost me to do that, either with taxes or with fees. Can't remember which. I asked when I first started working here. :(

[puck.livejournal.com]

Mmmm - sounds delicious.

Emory has an even better deal for our 503(b). They give us 6% straight up, and then match my 2% with another 3%. So for my 2% contribution, they give 9%!

[badseed1980.livejournal.com]

Nice! In addition to the optional 401(k) plan, MIT gives us a pension.

[wild-place-king.livejournal.com]

Please, ask for a Gap Report. That's all I ask.

[vanguardcdk.livejournal.com]

I've been wanting to try Gargoyles for awhile. How was the service? (the desert sounds amazing...)

And congrats on the 401k. :)

[badseed1980.livejournal.com]

Service is always good there, in my experience. The dessert WAS amazing!

[roaming.livejournal.com]

I can't do it tonight, and I'm not practicing pagan (or any religion), but I am pagan-leaning, so I hafta ask: what's Pagan's Night Out? Where? Who? How? (I already can figure out why!) :-)

[badseed1980.livejournal.com]

It's:

* held on the 13th of every month
* starts at 6:30, goes to whenever
* held at the Phoenix Landing pub on Mass Ave. in Central Square
* usually me, the boy, often leenah, sometimes frommy, trypheanoia, and perseph12, and occasionally a friend of mine who's not on LJ. But really, if the boy and I don't go, it doesn't really happen. We're trying to hold it together.
* mostly a chatty networking thing, rather than a Pagan discussion group. It gets like-minded people together for a fun evening. Of course, Pagan topics of conversation come up sometimes, and are always welcome.